Financing Options

Why Choose Homery Financing?

• Flexible Terms: Choose from a range of payment plans that suit your financial situation, whether you’re paying off over months or years.
• Easy Application Process: Apply for financing directly at checkout or ahead of your purchase for quick and easy approval.
• No Hidden Fees: Transparent financing terms with no hidden fees or surprise costs.
• Upgrade Your Appliances Now, Pay Later: Get your appliances you need now and spread the payments over time, making it more affordable.

Available Financing Options

1. 0% APR Financing

With 0% APR Financing, eligible customers can spread out the cost of their appliance purchase over time without incurring interest. This option is perfect for those looking to pay off their purchase in smaller, manageable installments without paying any additional fees.

• Term Lengths: Typically, available for 6, 12, or 18 months.
• Eligibility: Subject to credit approval.
• How to Apply: Simply select 0% APR Financing at checkout and complete a quick online application.

2. Flexible Monthly Payment Plans

For those seeking longer-term payment options, we offer flexible monthly payment plans that allow you to spread the cost of your purchase over 24, 36, or 48 months. These plans come with competitive interest rates, giving you more time to pay off your purchase at an affordable monthly cost.

• Term Lengths: Choose from 24, 36, or 48 months.
• Interest Rates: Rates vary based on creditworthiness and term length.
• Customizable Payments: Pick a payment schedule that works best for your budget.

3. Special Financing for Business Accounts

For Pro Advantage members and business customers, we offer custom financing plans designed to meet the needs of larger, bulk orders or ongoing appliance sourcing. Businesses can take advantage of flexible terms, deferred payments, and credit lines that suit the scale of their projects.

• Open Account Terms: Available for qualified business customers with Net 30 or Net 60 payment terms.
• Credit Lines: Increased credit limits based on purchasing needs and business size.
• Deferred Payments: Pay after equipment delivery or installation, providing greater financial flexibility.

4. Financing Through Synchrony and Affirm

We’ve partnered with Synchrony and Affirm to give you even more ways to finance your appliance purchases. These trusted financial providers offer a range of payment options tailored to your budget and needs—whether you’re looking for short-term, interest-free plans or extended monthly payments.

• Flexible Terms: Choose the payment plan that works best for you—options include 0% APR promotional financing or longer-term plans with clear, upfront terms.
• Instant Approval Decisions: Apply quickly and securely at checkout with real-time credit decisions.
• Wide Availability: Available for both individual and business customers, subject to approval by Synchrony or Affirm.
• Trusted Partners: Work with well-known, secure financing providers with excellent customer support.

How to Apply: Simply choose Synchrony or Affirm as your payment method at checkout and complete the guided application process.